“Your Credit = Your Life, Fix It Now!!!" is an instructional book, written in layman’s terms on how to repair your credit. It covers all issues relating to your credit, credit reports and money management from birth to death. It discusses the impact of personal relationships and guides in managing all credit and finances throughout engagement, marriage, separation, divorce or numerous obstacles life throws your way. This is NOT just a credit repair manual. It provides solutions to overcome financial disasters. It discusses and teaches how to avoid bankruptcy, foreclosures, identity theft/fraud, judgments, wage garnishments etc.

Furthermore, it educates you on how to reduce taxes owed, remove collections, charge-offs and other severe entries from your credit files even immediately after Chapter 7 or 13 bankruptcies. It helps you regain your credit worthiness (ability to finance, get credit cards or obtain services using credit instead of advancing cash) and save money. This manual offers advice on how to repair damaged, broken or dented credit and explains how to remove bad credit infractions. It offers simple solutions on how to rebuild your credit and helps you to gain the financial freedom you so richly deserve. It offers tricks on to get low cost & interest rate loans, credit cards and save thousands. It helps the financial freedom you so richly deserve.


Full book description

This book discusses money saving techniques. It includes:

1. Needs versa Wants
2. Overcome problems, money schemes
3. Bad Quotations & Prioritizing!
4. Credit Cards: Secured, Unsecured Cards, Benefits, Free gifts and offers, Battles, Rates & Fees
5. Denied Credit & Worst thing to do
6. Loans: Line of Equity, Mortg., Student & others-Cash-out: Advantages, Disadvantages
7. Retirement & College Planning
8. Hidden Money & Shopping tricks
9. Good Debt-Bad Debt: Best & Worst Debts

Full book description

This book is not just a consumer advocacy book but also a taxpayer's advocacy. It discusses:

1. What prominent people say about Consumer Service?
2. What to look for when dealing with companies or its customer service?
3. How to avoid bad companies?
4. Detailed personal experiences.
5. What we think about some of the government agencies and offices of consumer protection.
6. Your last resort when you cannot get satisfaction from a company.
7. How politics effect the out-come of a court decision.


Full book description